TAX EFFICIENT INVESTMENT

Tax relief on contributions:

  • Contributions paid by the company will qualify for corporation tax relief (within certain limits)
  • Contributions paid by you will qualify for income tax relief (within certain limits)

Tax-free investment returns:

  • No Capital Gains Tax when you sell your assets
  • No Exit Tax when you exit a third party investment fund
  • No Income Tax on dividends or coupon payments

VARIABLE CONTRIBUTIONS

An EPP allows you to control your contributions and investments. Your company/employer can vary contributions each year to suit the financial circumstances of the business or key employees.

FLEXIBLE BENEFITS AT RETIREMENT

The benefits that you take at retirement can include a once-off lump sum (within certain limits) and one of the following

EPP RISKS

The EPP may be invested in particular securities, such as stocks or bonds, which can fall in value at any time due to the value in global stock markets. There is no guarantee that the EPP will meet its objectives of providing for your longer term income needs.

CHOOSING A PENSION ACCOUNT THAT'S BEST FOR YOU

We provide clients with a wide range of personalised pension structures, all of which offer a range of flexible investment options. There are risks associated with pensions, and you should contact a financial advisor for advice to ensure that you choose a pension product that is right for you.

Pension Regulatory Information

Davy acts as Pensioneer Trustee to EPPs.

Talk to us about Financial Planning Services

At Davy we know what it takes to build and manage wealth, and what it takes to preserve it. Let us help you plot your course. Talk to a Davy Portfolio Manager about developing your financial plan today.

+353 1 614 8778