Photo of couple walking on the beach

RETIREMENT PLANNING

Whatever your requirements are, your Davy portfolio manager is there to help you figure things out, working with you to prioritise your goals and make informed decisions about your retirement plans. You may require a level of specialised pension advice at times throughout your working lifetime – we have a team of financial planning advisors who can work with you, and your portfolio manager, on the planning and structuring options available to you.

CHOOSING A PENSION ACCOUNT THAT'S BEST FOR YOU

We provide clients with a wide variety of personalised pension structures, all of which offer you investment flexibility, control and transparency.

For assistance on choosing a pension that meets your needs, contact us on +353 1 614 8778.

DAVY EXECUTIVE PENSION PORTFOLIO

If you are a Senior Executive or Director of your firm, you may have the option to set up an Executive Pension Portfolio (EPP).

DAVY PRSA (PERSONAL RETIREMENT SAVINGS ACCOUNT)

A Personal Retirement Savings Account is a long-term personal retirement account, which is designed to make saving for your retirement as easy and flexible as possible.

DAVY PERSONAL RETIREMENT BOND

A Personal Retirement Bond is a lump sum pension plan into which you may be able transfer funds from your existing pensions. Personal Retirement Bonds are also known as buy-out bonds.

DAVY ARF (APPROVED RETIREMENT FUND)

If you are approaching or are in retirement, you may have the option of setting-up an Approved Retirement Fund into which you can transfer your existing pension fund after your once-off lump sum has been taken.


RETIREMENT PLANNING AS PART OF YOUR FINANCIAL LIFE PLAN

Davy Financial Life Planning is about trying to fulfil real, financial goals that will have a positive impact not just on your life but potentially on the lives of those coming after you. Retirement planning plays a key role in helping you achieve these goals, working hand-in-hand with your Protection and Succession Planning strategies.

Talk to us about Retirement Planning Services

At Davy we know what it takes to build and manage wealth, and what it takes to preserve it. Talk to a Davy Portfolio Manager today about developing your retirement plan.

+353 1 614 8778

PENSION RISKS

There are risks associated with pensions. Each investor is responsible for making some or all of the investment decisions in relation to his or her pension. Your choices may not be the best options. As a result, there is a risk that the pension scheme may be underfunded by the investor and/or the value may be insufficient at retirement so that the investors' long-term retirement needs may not be met. It is important that each investor seeks independent professional advice prior to making any decisions which have tax, legal or other financial implications.

PENSION REGULATORY INFORMATION

Davy acts as Pensioneer Trustee to EPPs. Davy is a PRSA provider and a Qualified Fund Manager to ARFs.