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ELIGIBILITY

Anyone may open a PRSA, regardless of employment status.

If you are self-employed or in non-pensionable employment, you have the option of setting up a PRSA into which contributions can be paid and/or transfers from existing pension arrangements can be made.

AVC PRSA

If you are a member of your company’s pension scheme, you have the option of setting up an AVC PRSA into which Additional Voluntary Contributions ('AVC') can be paid and/or transfers from existing pension arrangements can be made.

CHOOSING A PENSION ACCOUNT THAT'S BEST FOR YOU

We provide clients with a wide range of personalised pension structures, all of which offer a range of flexible investment options. There are risks associated with pensions, and you should contact a financial advisor for advice to ensure that you choose a pension product that is right for you.

Pension Regulatory Information

The Davy PRSA has been approved by the Office of the Revenue Commissioners and the Pensions Board.

PENSION RISKS

Each investor is responsible for making some or all of the investment decisions in relation to his or her pension. Your choices may not be the best options.

As a result, there is a risk that the pension scheme may be underfunded by the investor and/or the value may be insufficient at retirement so that the investors' long-term retirement needs may not be met.

It is important that each investor seeks independent professional advice prior to making any decisions which have tax, legal or other financial implications.

Warning: If you invest in this product you will not have any access to your money until you retire.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: The value of your investment may go down as well as up.

Warning: This product may be affected by changes in currency exchange rates.

Talk to us about Financial Planning Services

At Davy we know what it takes to build and manage wealth, and what it takes to preserve it. Let us help you plot your course. Talk to a Davy Portfolio Manager about developing your financial plan today.

+353 1 614 8778