Bank of Ireland

H1 2025: strong Irish delivery

  • Sectors : Banks
  • Companies : Bank of Ireland

Ratings and price correct at time of issue.

  • Bank of Ireland

    Closing Price: 1256c

  • RATING 11/03/13

  • PREVIOUS RATING 14/08/12

    NEUTRAL

DAVY VIEW

Bank of Ireland (BIRG) continues to deliver with strong growth across Irish lending, wealth AUM and deposit franchises – achieving a 14.8% ROTE and 110bps of capital generation despite higher impairment charges. Guidance for FY2025 is maintained with higher net interest income (NII) offset by the higher impairment. The NII upgrade is also positive for 2026 and 2027. BIRG continues to generate strong organic capital and growth in core business areas – enabling the continuation of attractive returns.

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Jul 29 2025, 07:05 IST/BST

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