DAVY VIEW

FBD continues to deliver against its strategic objectives. This is evident across growth in its policy count (+4.5%), results ahead of expectations in H1 2024 and a further €1 per share special dividend. Since the start of 2023, FBD will have returned €4 per share between ordinary and special dividends. With a solvency ratio of 204%, relative to a risk appetite of 150-170%, significant capital remains available for further special distributions and to support growth initiatives.