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May 28 2026, 08:30 IST/BST
Banks
CCyB remains unchanged
- Sectors : Banks
- Companies : AIB Group | Bank of Ireland
Ratings
Ratings and price correct at time of issue
| Company | Rating | Date | Previous Rating | Date | Closing Price |
|---|---|---|---|---|---|
| AIB Group | OUTPERFORM | 23/01/19 | Neutral | 14/08/18 | 999c |
| Bank of Ireland | OUTPERFORM | 11/03/13 | Neutral | 14/08/12 | 1746c |
DAVY VIEW
An unchanged countercyclical capital buffer (CCyB) is in line with our expectations at this point in the cycle. Most of the risks highlighted in the Financial Stability Review (FSR) directly relate to areas outside the banking system, albeit with potential second or third round impacts. Against this, the banking sector – with high capital ratios, low non-performing loans (NPLs) and much-improved profitability in recent years – is in a resilient starting position.
