Oct 23 2026
Financials
Recent Research
AIB Group, Further progress on P2R
Oct 23 2026
Banks, Strong mortgage activity in Q3
Oct 23 2026
Irish banks, Banks monthly – rate expectations
Sep 30 2026
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Banks
Product rates begin to increase
Both lending and deposit betas have been at, or close to, zero since the European Central Bank (ECB) began to increase rates in June. This will now change but only modestly initially,...
AIB Group
Further progress on P2R
While modest, the reduction in Pillar 2 Required (P2R) is welcome, with total P2R reduced by 55bps since the 2023 Supervisory Review and Evaluation Process (SREP). Of this reduction,...
Banks
Strong mortgage activity in Q3
Mortgage activity continued its upward trajectory with strong momentum in both drawdowns and approvals recorded for September. While re-mortgaging growth will catch the headlines,...
XPS Group
H1-27 trading update: strong revenue growth, modest guidance upgrade
Strong revenue growth was ahead of expectations, driven by outperformance across both Advisory and Administration. Regulatory change remains a key structural demand driver,...
Banks
Budget 2027 – SIA details revealed and bank levy rolled over
The final details of the savings and investment account (SIA), released today as part of Budget 2027, are broadly in line with expectations and will provide a long-term platform for...
Irish banks
Banks monthly – rate expectations
Money markets are pricing in four additional European Central Bank (ECB) rates rises over the next 12 months, with high levels of volatility since the Iranian/Middle Eastern conflict...
Banks
August mortgage approvals – strong growth continues
August mortgage approvals remained firmly on an upward trajectory, with double-digit growth in both value and volume. First-time buyers (FTBs) continue to underpin market activity....
Banks
Structure of savings accounts revealed
The Savings and Investment Accounts (SIAs) are a welcome move to simplify a highly complex retail investing market. We await details on the finer, quantitative aspects of the scheme....
Banks
Mortgage approvals continue to increase
Recent trends in approvals continued in July, with ongoing increases across main categories. On a 12-month rolling basis, approvals stand at €17.9bn. Re-mortgaging approvals continue to...
Irish banks
Banks monthly – competitive disruption: more noise than threat
We continue to believe that concerns of competitive disruption are overstated. The banking market changed immeasurably when Ulster Bank and KBC, two long-established challengers,...
