May 8 2026
Financials
Recent Research
Banks, Bankinter Ireland: solid Q1 2026 results
Apr 23 2026
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Banks
Central Bank updates – market concentration in lending and capital levels reaffirmed
The Central Bank of Ireland (CBI) finds that lending market concentration is lower than expected once non‑bank lenders (NBL), credit unions and foreign banks are included rather than...
FBD Holdings
Underwriting trends in line; yield impact on investment return
FBD’s trading update demonstrates ongoing positive momentum from an underwriting perspective with trends in line with both guidance and our forecasts. The upward move in yields...
Bank of Ireland
Q1 in line; strong Irish lending
Bank of Ireland’s (BIRG) Q1 interim management statement (IMS) is in line with FY 2026 guidance and consensus, with ongoing good momentum remaining evident in Irish lending portfolios and...
AIB Group
Q1 in line with guidance; lending rebound
AIB Group’s (AIBG) Q1 trading is in line with FY 2026 guidance and consensus, with the increase in customer lending activity following a subdued 2025 and good ongoing capital generation...
Banks
Mortgage drawdowns and approvals: solid drawdown growth with mixed approvals
Mortgage drawdown activity continued to grow at a solid pace in Q1 2026, supported by sustained first‑time buyer demand, partly offset by weaker mover purchase activity. Mortgage...
Banks
Bankinter Ireland: solid Q1 2026 results
Bankinter reported solid Q1 2026 results for its Irish business. Lending growth was strong on a year-on-year (yoy) basis, led by mortgage growth, but more in line on a quarterly basis....
XPS Group
FY26 trading update: continued strong double-digit revenue growth
XPS delivered another year of double‑digit revenue growth, in line with expectations. Performance was driven by a supportive regulatory backdrop, continued scaling of the Insurance...
Irish banks
Positive CBI mortgage amendments and continued deposit and lending strength
The Central Bank of Ireland’s (CBI) amendments to mortgage bridging loan rules are a welcome development. The changes should support liquidity at the margins in the second-hand housing...
Irish banks
Depositing advantages
Deposit growth has been a key earnings lever in recent years, outperforming the euro area. Deposit bases have underpinned balance sheet expansion, supporting interest income and...
Bank of Ireland
Clarity provided on UK motor finance redress
The changes relative to the initial consultations on UK motor finance redress will be welcomed and should provide clarity going forward but may take a little time for impacted lenders,...
